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A multi-currency account allows you to hold, manage, and convert multiple currencies in one convenient account. With Octos Beam Bank, you can hold up to 54 different currencies simultaneously, convert between them at competitive exchange rates, and receive local account details for major currencies like USD, EUR, and GBP. This eliminates the need for multiple bank accounts and reduces currency conversion fees when doing international business or sending money abroad.
The borderless account has evolved into our enhanced multi-currency account, offering even more features and better functionality. All existing borderless account holders have been automatically upgraded to the new multi-currency account with no action required. You retain all your previous features plus gain access to additional currencies, improved exchange rates, and faster transfer speeds. Your account details and balance remain unchanged.
Yes, absolutely! Your Octos Beam Bank account supports holding balances in 54 different currencies simultaneously. You can add funds in any supported currency, convert between currencies instantly at mid-market rates, and spend or send money in the currency of your choice. There's no limit to how many currencies you can hold at once, and you can view all your balances in one dashboard for easy management.
Octos Beam Bank delivers industry-leading international money transfers with fees up to 8x lower than traditional banks, instant transfers that arrive in minutes not days, multi-currency accounts with 54 supported currencies, local account details in 9 major currencies, bank-level security with 256-bit encryption, 24/7 customer support, a user-friendly mobile app with biometric login, real-time exchange rates, and no hidden fees or monthly charges for basic accounts.
Our primary objectives are to make international banking simple, affordable, and accessible to everyone. We aim to eliminate the high fees and complexity of traditional banking, provide transparent pricing with no hidden charges, enable instant global money transfers, support businesses and individuals with multi-currency needs, maintain the highest security standards to protect your funds, and deliver exceptional customer service that puts your needs first.
A multi-currency card is a debit card linked to your multi-currency account that allows you to spend in multiple currencies without foreign transaction fees. When you make a purchase, the card automatically uses the appropriate currency from your account balance, or converts at the mid-market rate if you don't hold that currency. You can use it at millions of locations worldwide, withdraw cash from ATMs, and enjoy the same security features as traditional debit cards including contactless payments and fraud protection.
